Terms of Service

Last updated: April 29, 2026

1. Agreement to Terms

By accessing or using the Mirror platform ("Service"), operated by Mirror Labs ("Company," "we," "us"), you agree to be bound by these Terms of Service. If you do not agree, do not use the Service. We may update these Terms at any time by posting a revised version. Your continued use constitutes acceptance of changes.

2. Eligibility

You must be at least 18 years of age to use Mirror. The Service is not available to residents of the United States or any jurisdiction where prediction market trading is prohibited. By using the Service, you represent that you are legally permitted to engage in prediction market trading in your jurisdiction. US-based users may join our waitlist but cannot execute trades until the Service is made available in the US.

3. Description of Service

Mirror is a copy-trading platform for prediction markets, currently integrated with Polymarket. The Service allows you to discover top-performing traders, analyze their trading patterns, and automatically replicate ("mirror") their trades using your own self-custodial smart wallet. Mirror does not provide financial advice, investment recommendations, or portfolio management services.

4. Account and Wallet

When you register, we create an embedded smart wallet on the Polygon network through our authentication provider, Privy. This wallet is self-custodial — you retain full ownership and control. Mirror accesses your wallet through session keys with configurable spending limits solely to execute copy trades on your behalf. You may revoke Mirror's access at any time through your Risk Settings. You are responsible for maintaining the security of your account credentials.

5. Fees

Mirror charges 1% of the net profit on winning trades. No fee is charged on losing or breakeven trades. Fees are deducted automatically from your wallet balance at the time of trade settlement. There are no subscription fees, deposit fees, withdrawal fees, or lock-up periods. Failed or cancelled trades incur no fee. Third-party services such as MoonPay may charge separate fees for fiat-to-crypto conversions, which are disclosed at the time of transaction. Mirror donates 10% of its net revenue to Nuestros Pequeños Hermanos (NPH.org), a nonprofit providing homes, healthcare, and education to orphaned and vulnerable children across Latin America. This charitable commitment is voluntary and may be adjusted at Mirror's discretion.

6. Copy Trading Risks

Copy trading involves significant risk. Past performance of any trader does not guarantee future results. You acknowledge and accept the following risks:

  • You may lose some or all of the funds in your wallet.
  • Prediction markets are volatile and outcomes are uncertain.
  • The traders you copy may change strategies, experience losses, or stop trading without notice.
  • Execution delays or slippage may result in different entry prices than the leader's trades.
  • Market liquidity may be insufficient to replicate a leader's position at favorable prices.
  • Our Follow Score algorithm is proprietary and does not guarantee profitability.
  • Risk controls (drawdown limits, Kelly sizing, concentration caps) reduce but do not eliminate risk of loss.

7. Risk Controls

Mirror provides configurable risk management tools including daily, weekly, and all-time loss limits, position sizing constraints, concentration caps, and automatic pausing when a leader's behavior drifts from historical patterns. These controls are provided as tools — not guarantees. You are solely responsible for configuring appropriate risk settings for your financial situation.

8. Not Financial Advice

Nothing on the Mirror platform constitutes financial, investment, tax, or legal advice. The Follow Score, Smart Money signals, consensus data, and simulated P&L projections are informational tools only. You should consult qualified professionals before making financial decisions. Mirror is not a registered investment advisor, broker-dealer, or financial institution in any jurisdiction.

9. Identity Verification

Fiat deposits and withdrawals require identity verification ("KYC") through our third-party provider, MoonPay. By using the funding feature, you agree to MoonPay's terms of service and privacy policy. Mirror does not store your identity documents, passport photos, or banking information — all KYC data is processed and held by MoonPay.

10. Prohibited Conduct

You agree not to:

  • Use the Service if you are a US resident or located in a restricted jurisdiction.
  • Provide false information during registration or KYC verification.
  • Attempt to manipulate the Follow Score, leaderboard, or consensus signals.
  • Use automated tools to interact with the Service outside of normal use.
  • Circumvent risk controls or security measures.
  • Use the Service for money laundering or other illegal activities.

11. Intellectual Property

The Mirror platform, including its Follow Score algorithm, user interface, branding, and codebase, is the intellectual property of Mirror Labs. You are granted a limited, non-exclusive, non-transferable license to use the Service for personal, non-commercial purposes.

12. Limitation of Liability

To the maximum extent permitted by law, Mirror Labs shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of funds, profits, or data, arising from your use of the Service. Our total liability shall not exceed the amount of fees you have paid to Mirror in the twelve (12) months preceding the claim. The Service is provided "as is" without warranties of any kind.

13. Indemnification

You agree to indemnify and hold harmless Mirror Labs, its officers, employees, and agents from any claims, damages, losses, or expenses arising from your use of the Service, your violation of these Terms, or your violation of any applicable law.

14. Termination

We may suspend or terminate your access to the Service at any time for violation of these Terms or for any reason at our discretion. Upon termination, you retain access to your wallet and any funds within it — Mirror cannot freeze or seize your assets. You may close your account and withdraw all funds at any time.

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Cayman Islands, without regard to conflict of law principles. Any disputes shall be resolved through binding arbitration administered by a mutually agreed-upon arbitration body.

16. Contact

For questions about these Terms, contact us at legal@usemirror.ai.